Sonoma County Medical Debt Attorney
If you are struggling with credit card debt or medical bills, you are not alone. People across Northern California face these same challenges every day. Luckily, there are ways you can get rid of these debts without ruining your consumer credit. An experienced lawyer can help you explore your options and find a way to get the debt relief you deserve.
At the Law Offices of Thomas F. Byrne, our Santa Rosa credit card debt attorney has been helping people across Northern California get the debt relief they deserve for over 30 years. Taking a complete look at the kinds of debt you have built up, we will help you find options that provide you with immediate relief and long-term solutions.
Getting Rid of Your Credit Card and Medical Debt
Luckily, credit card bills and medical bills are both considered dischargeable debt. Some debts, such as taxes, cannot be wiped out, no matter what you do. Credit card debt and debt from medical bills, on the other hand, can be cleared through bankruptcy. We will help you explore your full range of bankruptcy options, including:
- Chapter 7 bankruptcy: If you pass the means test and qualify for Chapter 7 bankruptcy, you will be able to get rid of all your credit card debt and medical bills within a few months.
- Chapter 13 bankruptcy: When you file for Chapter 13 bankruptcy, you will get the chance to repay your debts at a rate you can afford. Paying all non-dischargeable debt, you will be able to wipe clean any remaining credit card or medical debt after three to five years.
Contact Us
All kinds of people end up facing credit card debt and mounting medical bills. Whatever events led to your current circumstance, it is time to find solutions for your future. From our offices in Santa Rosa, we are ready to help. Contact us online or call us at 707-331-1769 to schedule a free initial consultation and learn more.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
