Sonoma County Chapter 13 Attorney
For many people, bankruptcy is a four-letter word. But if you take the right steps, filing for bankruptcy could allow you to retain your most valuable assets, get the debt relief you are looking for and help you rebuild your credit. An experienced lawyer can help you explore your full range of options and find solutions that work.
At the Law Offices of Thomas F. Byrne, our Santa Rosa Chapter 13 bankruptcy attorney can help you come up with a plan for immediate relief and long-term financial stability. With over 30 years of experience representing clients throughout Sonoma County, we understand the challenges you face and the available options.
Is Chapter 13 Bankruptcy Right for You?
Also known as wage-earner bankruptcy, Chapter 13 provides a number of immediate and long-term benefits. As soon as you file for Chapter 13, you will receive an automatic stay, which puts an immediate stop to foreclosure, wage garnishment and creditor harassment.
After you file for Chapter 13 bankruptcy, we will work with your creditors to create a three- to five-year repayment plan you can actually afford, based on your income and expenses. After this payment plan is finished, your remaining debt will be wiped clean. And by making timely payment on your debt, you will make the first steps towards rebuilding your credit.
If you are looking to save your home, car and other important assets, Chapter 13 is probably the best bankruptcy option for you. If you are looking for more immediate relief, you may want to consider Chapter 7 bankruptcy. We will help you come up with a plan that works for you.
Contact Us
Helping people just like you since 1980, we can help you find immediate relief and long-term financial stability. From our offices in Santa Rosa, we help consumers across northern California. Contact us online, or call us at 707-331-1769 today to schedule a free initial consultation and learn more.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.