Northern California Chapter 7 Attorney
Bankruptcy does not have to be a long and difficult process. If you qualify for Chapter 7 bankruptcy, you could wipe out all of your debt within months. An experienced lawyer can help you decide whether or not Chapter 7 bankruptcy is right for you.
At the Law Offices of Thomas F. Byrne, our Santa Rosa Chapter 7 bankruptcy attorney helps consumers get the debt relief they deserve. With over three decades of experience helping people across Northern California, we understand the challenges you face and the options you have available to get rid of your debt, rebuild your credit and move forward.
Is Chapter 7 Bankruptcy Right for You?
The moment you file for Chapter 7 bankruptcy, you will receive an automatic stay, which will put an immediate stop to creditor harassment, wage garnishment and foreclosure. Once your case is filed, a plan will be put in place to wipe out your dischargeable debt, which includes credit card debt and medical bills. While there are some types of debt such as college loans and tax debt that cannot be discharged, we will help you come up with a plan for those as well.
In order to file for Chapter 7 bankruptcy, you must first pass a Chapter 7 means test. If you have too much income, you cannot file for Chapter 7 bankruptcy. However, there are still options available. Taking a look at your unique concerns, we can help you decide if Chapter 13 bankruptcy might be right for you or if there are other options available.
Contact Us
Representing consumers across Northern California since 1980, we are ready to help you get the debt relief you deserve through Chapter 7 bankruptcy. Contact our Santa Rosa county offices online or call us at 707-331-1769 today to schedule a free initial consultation and learn more.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
